The convenience of the app is something that should really be cherished, as there has never quite been anything like it before. Just think of the power you have in your pocket. You pretty much have access to any kind of knowledge or information in the world, and better yet, you do not have to do very much to actually harness that power- and in most cases, the computer or cell phone app will do all the work for you. This is no more truer than in the instance of personal finance tracking apps. If you find yourself having a hard time keeping track of your spending habits, or are always wondering whether you are on budget or not, then getting a personal finance tracking app would be right up your alley. They are very easy to use, many of them are free or are at least very inexpensive, and they have proven to be very effective in helping people better manage their personal finances in the long run.
1. Mint
Mint is the ultimate web site and cell phone app for personal finance tracking because there is simply put, nothing that this app/ web site can not do. It tracks your personal finances, spending habits and just about every thing in more or less every way there is possible to analyze that information. You can see the information in graphs, charts, lines, trends, and a million other ways. The best thing is that Mint allows you to combine every aspect of your personal finances into one easy to navigate, easy to digest and completely secure spot. All you need is Mint, and it will literally do all the work for you when it comes to anything that is even slightly related to personal finances, your budget, your spending habits or your bank account and investments. This site/ app will guide you towards making smart decisions and becoming a happier person in the process.
2. Credit Karma
For those of you who are interested in finding out your credit score, but are afraid to do so, Credit Karma is the perfect site for you. The site gives you free, 24/7 access to your credit information- including your credit score. But the best thing Credit Karma has to offer is the fact that it offers free customized advice and tips on ways to better improve your credit score and get yourself out of debt. Debt is a burdensome monster for most people these days, and this app will help you slay that monster once and for all.
3. iReconcile
iReconcile offers many of the same things that Mint does, but will some special tweaks here and there. For one thing, iReconcile is available through iPhones, but can be synced to any other mobile device or computer, which makes it very handy for people on the go. The most impressive thing about this app is the budget tracking tool, which is perhaps by far the best tool of its kind available through any personal finance tracking app.
Allyssa is a stay at home mom and she’s currently working towards her masters of accounting online.
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